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Actuaries and Benefit Consultants

Census Form

Estimate the maximum contribution, tax savings and projected annual benefit. Download our census form excel file now!


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Online Retirement Calculator

A question you may be asking yourself is: "Can't I make more money in the equities market for my retirement?"

This FREE calculator can be used to illustrate the advantages of qualified Fully Insured Defined Benefit Retirement Plans. Fill in the form according to the instructions below. When you click submit a new window will open to demonstrate how a qualified retirement plan from Executive Benefits Design Group can help you save money.

None of the data submitted or calculated is recorded by Executive Benefits Design Group in any way.

The Executive Benefits Design Group Online Calculator is for estimation purposes only. There exist many more variables than those taken into account by this calculator that can potentially affect your retirement plan. These numbers have not been evaluated by an enrolled actuary and do not necessarily reflect what your finances will be under a Fully Insured Defined Benefit Plan plan.


Rate Calculator

Enter Your Annual Cash Contribution.
This number is the amount of money you will set aside annually to prepare for your retirement. Enter only digits in the number. The default amount is $165000.

Enter Your Annual Retirement Withdrawal.
This number is the amount of money you will need to live after you retire. Enter only digits in the number. The default amount is $125000.

Enter your Age
Input your current age or the age you will be when you plan on starting this plan

Enter the age you plan to retire.
Enter the age you plan on being when you retire. Raising this age allows your money to gather more interest and increase your moneys value.

Enter the Investment Return you believe you could get without a retirement plan (i.e. investing your money into equities, bonds, etc.).
The annual return expected from cash is about 1%.
The annual return expected from investment grade bonds is 5-6% percent.
The annual return expected from equities is in the range of 7-11% percent

Enter your Investment Return estimate for your Fully Insured Defined Benefit Retirement Plan.
Enter the number as a fraction of 1 (i.e. 5% = 0.05). The default return is 5%.
As of early 2004, the annual return expected from a 412(i) plan is in the range of 4-7% percent per year.

Enter your estimated pre-retirement tax rate.
Enter the number as a fraction of 1 (i.e. 40% = 0.4). The default pre-retirement tax rate is 40%.

Enter your estimated post-retirement tax rate.
Enter the number as a fraction of 1 (i.e. 40% = 0.4). The default post-retirement tax rate is 40%.

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